Our Buying Process

Step 1. How much can you afford?

Before you begin your search, it's advisable to arrange your finances and (if required) get a 'Mortgage In Principle'. Our partners, a firm of professional, independent financial advisors, would be pleased to provide you with a free, no obligation consultation on what mortgage options are available to you, and the associated costs. Contact us to find out more.

Step 2. Put your own home on the market

If you're also selling your current home, it is advisable to put your current property on the market before looking for a new home. This puts you in a better position and increases your chances of buying your dream home before somebody else does. We can help you sell your home. Click here to arrange a free, no-obligation valuation of your home or contact us.

Step 3. Start your property search

We have a wide selection of properties across Liverpool and Merseyside to suit all budgets – from apartments in World Heritage sites to cosy homes in the famous Liverpool terrace streets. All our rental properties are listed on our sales search of our site and new properties are also showcased in our Digital Magazine. You can also register your details and requirements with us and we’ll send a list of properties over to you that suit. And, you’ll also find us on the main property portals, like Zoopla and RightMove.

Step 4. Viewing the property & making an offer

Once you’ve found a property you like, get in touch with us by phone or email. Where possible, we’ll send you a video walk-through of the property to see if it’s still for you. If it is, we’ll arrange a face-to-face viewing with one of our sales experts. We will ask for feedback after the viewing and will help you if you want to make an offer. If your offer is accepted, we will prepare a memorandum of sale to confirm the agreed price with all parties.

Step 5. Instructing a Solicitor

Once you’ve accepted an offer, we can help you instruct a solicitor to handle the conveyancing process. Your solicitor will receive a draft contract from the seller's solicitor, carry out searches and an investigation of title and agree on a date for exchange of contracts. We will assist your solicitor throughout the process, and keep you informed every step of the way.

Step 6. The Survey and mortgage offer

A property survey will be carried out by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value. Once the survey report is received by the lender, a formal mortgage offer will be sent to you and your solicitor which you will need to sign before it is returned. There are no legal obligations until contracts are signed.

Step 7. Exchange of contracts

The transaction and completion date becomes legally binding on the exchange of contracts. The deposit will be sent to the seller's solicitor and a request for your mortgage advance will be paid from your lender.

Step 8. Completion

Completion happens on the eagerly awaited “moving day” and when the full purchase price is transferred to the seller's solicitor. We will release the keys once the money has cleared in the seller's account. Congratulations on your new home!

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